Category: Uncategorized
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Real estate: RBC foresees challenges in Ontario housing market
Canada’s housing market is expected to gradually recover, but Ontario and British Columbia face price pressure due to high inventory until 2026. Ontario’s condo market struggles with falling prices and sales, while rental demand drops amid reduced immigration. Lower interest rates improve affordability, boosting sales, but prices remain soft. Nationally, home prices may rise slightly Read more
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Why Canadian Housing’s Best Days Are Ahead
Population growth outpaces housing supply, especially in Toronto and Calgary, setting strong long-term fundamentals for housing demand. Mortgage rates are expected to drop to 4.25% by 2027, improving affordability and driving renewed buyer activity in key markets. Contrarian investors should target entry-level homes and suburban areas, where prices have dropped 10–15% since 2022. Government-funded supply Read more
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How $500K Can Open Doors for Homebuyers Beyond the GTA
Toronto single-family homes average $1.14M, pushing buyers to consider nearby more affordable markets. Peterborough offers homes as low as $650K, cheaper than a downtown Toronto condo. Hamilton averages $759,500, while Kawartha Lakes, Simcoe, Dufferin, and Northumberland fall $650K–$850K. Post-COVID price gaps are returning; outlying areas now see falling prices and opportunity. More space, bigger backyards, Read more
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5 Tips for a Successful First Real Estate Investment
Preparation, clarity, and timing matter more than luck for new investors. Know your financial profile: credit, savings, and debt-to-income ratios shape loan options. Research local market data, zoning laws, and pricing trends before buying. Build a cash flow plan including fees, repairs, and occupancy gaps. Define long-term goals to avoid distractions and guide every investment Read more
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Toronto Back in the Game
Home sales hit their strongest July in years, showing a clear rebound in buyer activity. Lower borrowing costs and more listings are pulling buyers back into the market. Inventory is climbing, giving buyers more choice across all property types. Prices are slightly softer, keeping the market competitive for those ready to act. Read more
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Happy Labour Day
Happy Labour Day! Labour Day is a chance to honor and appreciate the hard work and contributions of workers in various industries. It's a chance to look back at workers' rights achievements and labor rights progress over time. Sending warm wishes on Labour Day to honor the dedication and contributions of workers everywhere. May your Read more
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Rental prices in Ontario are starting to drop: Here’s where the trend is most likely
Rental prices in Ontario are declining in many urban areas, including Toronto, where rents dropped about 10%. This trend is driven by an oversupply in the condo market, giving tenants more options. The government capped rent increases at 2.1% for 2026, easing costs for renters. Some areas like Niagara Falls saw rent increases. Tenants can Read more
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How Will the Neutral Rate Affect 2026 Housing?
BoC’s neutral rate is 2.75%, aiming to balance growth without overheating or stalling. Scotiabank sees rates holding at 2.75% through 2025, then easing to 2.0% in 2026. Home sales expected to rise 6.3% in 2026, reaching nearly 500,000 across Canada. Average home prices likely to climb to $697,929 in 2026—up 3% from this year. CREA Read more
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Will Canadian Home Prices Rebound by 2026?
Canadian home prices are expected to return to 2022 peak levels by late 2025 or early 2026. Rent increases and lower vacancy rates are likely as rental supply still lags behind demand. Read more
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Signs of Confidence Return in Toronto Real Estate
Toronto home resales rose 8.4% in May—second consecutive monthly increase. Signs suggest worst-case fears may be fading fast. Read more