Category: Uncategorized
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Housing Affordability Improves, but Risks Persist
After 2+ years of easing, most markets remain far from pre-pandemic affordability; condos are the exception. RBC index: Q3 2025 ownership costs just over half of median income; single-detached hit 60%. Condos: ownership costs ~35% of median income, but many young owners struggle to sell and upsize. Iran war ↑ odds of a rate hike; Read more
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GTA Housing Feels Sharper This Year: Here’s Why
GTA’s mood shifted in 2026—less reacting to change, more confidently settling into it. Cranes still dominate the skyline, but development now emphasizes integration over nonstop expansion. Housing costs remain tough; average GTA home prices hover near $1 million in 2026. Toronto’s 2026 mood feels pragmatic: slower housing growth, steady demand, and cautious confidence about the Read more
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Global Growth Fuels Real Estate Crowdfunding Innovation
The real estate crowdfunding market is projected to reach $173.37 billion by 2030, growing at a 42.9% CAGR. Growth drivers include tokenized assets, clearer regulations, cross-border investments, AI risk assessment, and data-driven tools. Trends feature rising online platforms, retail investor participation, fractional ownership, debt-based models, and transparency. Technological innovations like AI enhance investment decisions. The Read more
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Across the Border: What Canada’s Housing Adjustments Reveal for 2026 – Lessons for Western New York
Canada's housing market shows regional variation in response to higher borrowing costs and slower growth. Ontario and British Columbia, especially Toronto and Metro Vancouver, face sharp declines in land transactions and commercial real estate activity. High-rise developments relying on substantial pre-sales are stalling due to buyer hesitancy and investor pullback. Construction costs appear lower than Read more
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Is Your Dream Home’s Price Fair?
Check recent comparable sales; if the price sits 10–15% higher, ask what makes it special. Look at days on market—homes lingering longer than average often signal overpriced expectations. Scan the listing history; repeated relisting or price cuts can reveal a seller adjusting reality. Renovations, premium appliances, or finished basements can justify a higher asking price. Read more
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Is Housing Accessibility Improving In Canada?
Housing conditions have improved across 12 of 13 major Canadian housing markets, with slightly lower mortgage payments helping some buyers re-enter the market. Declining home prices are allowing more first-time buyers to consider purchasing, though many must compromise on location, size, or property type. Many homeowners face challenges at mortgage renewal as higher interest rates Read more
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Ontario Cities Offer More Affordable Home Prices Now
Home prices in several Canadian markets are falling, with national prices down 2% year-over-year. Five major markets, including Hamilton, Toronto, Vancouver, Victoria, and Ottawa, now show annual declines. Hamilton and Toronto saw 6% drops, while Ottawa's prices fell 1%. Condos led declines with a 5% drop nationally, followed by townhouses at 5%, semi-detached at 3%, Read more
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Toronto Condo Market Faces Another Slump
Average condo price now $626,650, down from just under $800,000 four years ago. GTA condo sales last month ↓ to 1,088, more than 60% lower than four years earlier. In $700K-$800K range, sales went from 784 in Feb 2022 to 88 in Feb 2026. Preconstruction buyers may owe up to hundreds of thousands if appraisals come Read more
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Ontario Report Highlights Opportunities to Boost Housing Delivery
Ontario faces infrastructure delays due to delivery capacity issues, affecting housing development and regional competitiveness. Recommendations include standardizing construction specifications, early tendering, parallel permit processing, transparent development charges for core infrastructure, and reforms in governance, finance, and procurement to accelerate project delivery and meet housing demand. Continue to full article Read more
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Helping your kids buy their first home: Smart strategies for today’s market
Despite high housing prices, first-time homeownership remains achievable with smart planning and support. Encourage young adults to save early, use first-time buyer programs like tax-advantaged savings accounts and withdrawal plans, and consider family loans or co-signing with clear agreements. Early inheritance, joint property ownership, and creative options like smaller homes, rental income, or roommates can Read more